Licensed and Insured: What It Actually Protects You From

“Licensed and insured” is often treated as a checkbox, but it plays a critical role in protecting homeowners.

Licensing helps ensure providers meet minimum professional standards. Insurance protects against liability in the event of property damage or injury. Together, they reduce risk for homeowners and create accountability for service providers.

This matters regardless of whether your home is in Sunrise, Weston, or Cooper City. When providers are properly licensed and insured, homeowners avoid exposure to unnecessary risk and uncertainty.

Professional standards are not about formality. They are about protection.

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The Hidden Cost of Managing Multiple Vendors Yourself